Jeff Rickard

Back to school. Seems like summer just started and it’s time, once again, to make the trip to the store for all those school supplies. Can buying school supplies actually hurt your credit? Do the kinds of items we purchase really have any affect on our credit score? Read on….

Credit card companies are feeling their own pain with the credit crunch. According to American Express and several other companies they are seeing more and more consumers falling behind on their credit card payments. They are also seeing higher balances than before with people being driven to use their credit cards for paying some monthly bills. Their way of combating this though could hurt the average consumer. Continue Reading »

I took a little sabbatical from the blog over the summer but I am back and publishing again. A lot is going on in the mortgage business, as usual, and I will start posting again immediately.